Important Property Documents

Below is an extensive guide outlining the essential property documents required for buying, selling, or constructing real estate in Karnataka.

The sale deed is a significant legal instrument in property documentation. It acts as the main document that confirms the sale and the transfer of ownership from the seller to the buyer. Moreover, in the future, the sale deed will serve as the key property document that verifies the buyer's title for subsequent sales. Generally, the execution of the sale deed occurs after the sale agreement has been finalized, especially if there is a delay between the agreement to buy the property and the transfer of its title.

The Title Deed confirms the legitimate owner of the property and outlines a history of ownership records. The purchaser is required to examine the title deed to ensure it is free of encumbrances and suitable for market. In cases where several transactions have occurred regarding the property in question, it is essential to review all Link Deeds and the Mother Deed as well.

The Patta Certificate serves as proof that the property in question is devoid of any financial or legal obligations. 

The mutation extract includes information such as the previous owners, the current owner, the method of property acquisition, the total area of the property, and the order concerning the transfer of property. Consequently, the Tehsildar's Office in the relevant administrative district is responsible for maintaining the mutation register. The extract from the mutation register serves as a crucial legal document that verifies the title of the land, particularly if the property is situated on converted land.

One of the essential property documents required for application and verification is the 'Encumbrance Certificate,' commonly referred to as the EC.

An encumbrance certificate serves as proof that the property in question is devoid of any financial or legal obligations.

This certificate includes information regarding all transactions conducted on the particular property.

Property tax receipts are utilized to confirm property specifics including area, the name of the owner, and additional property-related information as per government revenue documentation. Thus, the local municipality, which manages fundamental civic services within the city, issues the property tax receipts.

It is important to understand that the property owner must acquire legal permission or a conversion order to modify the land's use from agricultural to non-agricultural purposes. Furthermore, the builder should have received approval from the appropriate local competent authority as well.

Include the sanctioned layout plan from BBMP or the pertinent authority to verify adherence to zoning and construction regulations.

Upon receiving the Completion Certificate, the builder is required to acquire the Occupation Certificate from the relevant civic authorities. The Owner's legal possession of the Flat is only recognized with the Occupancy Certificate.

Various types of NOCs may be necessary, based on the location and type of the property. Some frequently needed NOCs include the Non-Agricultural Land Certificate, Environmental Clearance Certificate, Fire NOC, and Society NOC, especially when buying a property in a cooperative housing society.

Developers are required to register their projects with the RERA authority. A buyer must confirm whether the property is registered with RERA. RERA for each state also provides information regarding any complaints lodged against the project. To function legally, all real estate brokers must also be registered with the state RERA.

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